Last month it was announced that Ripple and Mastercard are collaborating on a pilot project in which credit card payments are processed via Ripple’s blockchain technology. According to experts, this could be a breakthrough for XRP and possibly lead to an explosive increase in its price.
Ripple pilot can structurally increase XRP demand
Crypto expert WrathofKahneman describes the pilot on X as “very bullish”, and points out that the collaboration immediately creates structural demand for XRP. The analyst discussed a report from Amplify ETFs, an American asset manager.
The report states that the success of this pilot makes XRP attractive not only to speculators, but also to institutions looking for efficient, compliant payment solutions.
The optimism stems from a new pilot in which Ripple and Mastercard are investigating whether credit card payments can be processed via Ripple’s stablecoin RLUSD.
They work together with WebBank and crypto exchange Gemini. WebBank issues RLUSD and ensures compliance with US regulations.
Although RLUSD is used to settle payments, XRP still plays a crucial role on the network. XRP is needed to pay transaction costs and ensures sufficient liquidity. The more payments are made via XRPL, the greater the demand for XRP becomes.
Regulation gives Ripple an edge
According to the Amplify ETFs report, Ripple’s partnership with Mastercard gives them an edge over competitors like Visa, which works with Ethereum (ETH), and Solana (SOL), which partners with Shopify.
This advantage is because Ripple works with a fully regulated American bank. This allows them to bridge the gap between the traditional financial world and blockchain technology faster and more reliably.
Ripple is growing into an all-in-one platform
Ripple is increasingly positioning itself as more than just a player in cross-border payments. The company is working on an all-in-one infrastructure for regulated digital payments, custody solutions, stablecoins and institutional services.
The collaboration with Mastercard fits within that broader strategy. In 2025, Ripple strengthened its position with several major acquisitions: for example, it bought the treasury software company GTreasury for $ 1 billion and took over prime broker Hidden Road for $ 1.25 billion, which has now been renamed ‘Ripple Prime’. The stablecoin platform Rail was also acquired for $200 million.
Source: https://newsbit.nl/nieuwe-samenwerking-ripple-en-mastercard-kan-xrp-door-het-dak-jagen/
