Is XRP headed for its first annual loss since 2022 as investors switch to Remittix?

Disclaimer: This article is a press release and Newsbit is not responsible for the content, accuracy or completeness of the information provided. This article does not constitute financial advice. Investing in cryptocurrencies or pre-sales involves significant risks, including the risk of losing your entire investment. Always do your own research before making any investment decisions.

As 2026 kicks off, analysts point out that sentiment in the crypto market is shifting from speculative rallies to selective positioning. Unlike 2025, investors are no longer chasing price increases. There is now a clear investment focus on altcoins that show strong adoption in the real world, rather than on hype. This is why XRP has appeared in the news again.

Although XRP has seen a strong price increase in recent days, the established altcoin remains under intense scrutiny. Investors are wondering whether XRP can maintain its momentum long enough to deliver results, or whether 2026 will be the year it posts its first major loss since 2022.

At the same time, Remittix, a new PayFi altcoin on Ethereum, is emerging as a next-gen payment solution and is already attracting capital from investors who prioritize usability over established names.

XRP: Strong Balance, Weak Momentum

XRP’s recent performance has once again made the coin a topic of conversation among traders speculating about its next move. In recent days, XRP rose from $1.80 to $2.23, indicating building momentum. According to Coingecko, XRP’s market capitalization currently stands at $135 billion, with a 24-hour trading volume of over $4 billion.

Normally this would indicate strong upside potential, but many traders remain skeptical about the power and potential of XRP. According to some researchers, the current activity is due to hype, greater regulatory clarity and speculation on strategic reserves, rather than solid revenue-based fundamentals. As a result, many crypto investors view XRP as stable but stagnant, especially compared to newer platforms that are actively expanding their functionality.

Remittix (RTX): Payment utility drives capital inflows

As speculation surrounding XRP continues, on-chain data shows that investors are now shifting their attention to Remittix. Remittix is ​​generating a lot of interest as it targets a $19 trillion market that traditional blockchain solutions have so far failed to enter. According to experts, Remittix distinguishes itself through its implementation.

The Remittix wallet is already available on the App Store, marking the project’s first major product release. The wallet already functions today as a full crypto wallet, with planned upgrades that enable direct crypto-to-fiat functionality. Support for Google Play is expected soon, further increasing accessibility. In addition to the wallet, Remittix has also confirmed the launch date for the PayFi platform: February 9, 2026.

In addition, Remittix has raised more than $28.6 million in private funding, indicating strong investor interest. Additionally, there are confirmed listings on leading exchanges such as BitMart and LBANK. Here are some other things investors find attractive about Remittix:

• Global adoption potential with instant crypto-to-fiat payments already live in 30 countries
• Successful audit by Certik and the team completed a full KYC verification
• Raised more than $28.6 million in private funding
• Confirmed listings on top exchanges such as BitMart and LBANK

Final verdict: A shift from established names to tangible execution

XRP may avoid a sharp pullback, but the capital rotation suggests investors are less interested in its future than before. The investment priority has shifted to platforms that are already making measurable progress, such as Remittix.

Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix

Frequently asked questions

1. Why are investors switching to Remittix?
   Investors are attracted to Remittix because it offers live products, has clear timelines and delivers real payment functionality.
2. How does market sentiment affect XRP and Remittix differently?
   XRP is affected by broader market swings, while Remittix benefits from capital rotation driven by tangible results.
3. Is Remittix designed for everyday users or businesses?
   Remittix is ​​built for both individual users and companies. The wallet supports daily crypto management, while upcoming PayFi features and API integrations are aimed at merchants and payment processors.

Disclaimer: This article is a press release and Newsbit is not responsible for the content, accuracy or completeness of the information provided. This article does not constitute financial advice. Investing in cryptocurrencies or pre-sales involves significant risks, including the risk of losing your entire investment. Always do your own research before making any investment decisions.