XRP $40+ targets could give this new challenger insane multiplications in 2026

Disclaimer: This article is a press release and Newsbit is not responsible for the content, accuracy or completeness of the information provided. This article does not constitute financial advice. Investing in cryptocurrencies or pre-sales involves significant risks, including the risk of losing your entire investment. Always do your own research before making any investment decisions.

The long-term targets of $40 for XRP are once again in focus as analysts examine historical cycle structures and trends in institutional adoption. While XRP offers scale and credibility, investors seeking outsized returns are increasingly looking to newer payments-focused rivals.

With capital shifting to early-stage PayFi projects, some market observers believe the next big multiplier of 2026 may not come from XRP itself, but from a fast-emerging challenger built to solve real payment problems.

XRP price prediction focuses on structure rather than hype

XRP is once again at the center of bold long-term discussions, even as its price remains under short-term pressure. The recent market weakening has driven the While capital is temporarily shifting to traditional safe havens, XRP news shows that this pullback is the result of macroeconomic stress, rather than declining confidence in Ripple’s long-term prospects.

Despite the dip, many analysts remain focused on the bigger picture. Long-term models for XRP price predictions continue to highlight structural patterns that have occurred before. Historical XRP cycles show prolonged consolidation phases followed by sharp expansions once pressure subsides. According to several technical analysts, the current phase resembles previous patterns that ultimately led to significant price movements.

A much-discussed theory suggests that Ripple is once again forming a long-term structure. This structure resembles previous multi-year price channels that eventually broke through to the upside. While short-term volatility clouds sentiment, the broader Ripple price forecast remains anchored in long-term symmetry and moderate moves, not hype-driven spikes. Analysts warn that macro uncertainty could disrupt timing. Still, they note that XRP has often rewarded patience after periods of stress in the past.

That long-term optimism is why XRP is constantly compared to emerging rivals. If Ripple price projections eventually turn out toward $40 or higher, attention is already shifting to newer tokens focused on payments, which could potentially deliver much larger percentage gains from a lower starting point. Yet for many investors, news surrounding Cardano and other alternatives remain of secondary importance as long as XRP’s structural story remains intact.

Which fuels the urgency around RTX

As analysts continue to speculate on aggressive long-term targets of $40+ for XRP, attention is quietly shifting to newer tokens focused on payments, which could offer much greater upside potential. XRP’s strength lies in scale and maturity, but that size limits its explosive growth opportunities. That’s where Remittix (RTX) comes into the picture. Positioned as a PayFi-first rival built for real crypto use cases, RTX is seen by some investors as the riskier, but also potentially more lucrative, counterweight to Ripple’s established network.

Remittix is ​​not trying to replace XRP’s institutional infrastructure. Instead, it focuses on the everyday payment layer where crypto has yet to make a breakthrough. The platform enables direct crypto-to-fiat transactions.

This allows users to convert digital assets into local currency and send money directly to bank accounts with minimal friction. For freelancers, traders, and global workers, this solves the biggest usability problem holding back mass crypto adoption.

The upside momentum around RTX is accelerating rapidly, and timing is becoming increasingly important.

• More than 701.6 million of the 750 million tokens have already been sold, making sales more than 93% complete
• The project has secured multiple CEX listings, with BitMart confirmed and LBank next
• Remittix is ​​fully audited and team verified by CertiK, and is ranked #1 among pre-launch tokens
• A 15% USDT referral program is active, with rewards redeemable every 24 hours

With supplies running low, investors are rushing to secure what many are calling “the next XRP-like payment option” before the listings drive price discovery. The Remittix Wallet is already live on the Apple App Store, with crypto-to-fiat functionality scheduled for February 9, 2026 – underscoring that this is a working product, not a concept.

For traders scouring the market for the best crypto to buy now, RTX is no longer early speculation. It is a late entry point that closes quickly.

Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix

Frequently asked questions

What makes a crypto presale successful?
A successful crypto presale is obvious. The product makes sense. The problem is real. The solution works. Audits give confidence. A visible team inspires trust. Fair token distribution reduces risk. Sustained demand over time is more important than rapid hype. Presales that build up slowly often perform better after listings.

Are controlled crypto projects safer for investors?
Audits do not remove all risks. They reduce them. A good audit checks smart contracts for errors. It limits risks of exploits. Controlled projects show seriousness. They show long-term intention. Investors still need to do their own research. Usability, adoption and implementation remain important. Audits are a foundation. No guarantee.

Disclaimer: This article is a press release and Newsbit is not responsible for the content, accuracy or completeness of the information provided. This article does not constitute financial advice. Investing in cryptocurrencies or pre-sales involves significant risks, including the risk of losing your entire investment. Always do your own research before making any investment decisions.